Shivani Saxena's Blog

  Almost every house in India has some gold resources that are lying in their lockers. These resources can be used to get funding when you are in need of money urgently. There are several banks as well as financial institutions that offer loans against gold. You can use these resources and receive immediate funding. Before you apply for a gold loan, you must be aware of its procedure, merits, demerits. What is the Procedure for Applying for a Gold Loan? Usually, the procedure of applying for a gold loan varies from lender to lender. The idea behind the gold loan is very simple. All you have to do is pledge your gold and get the loan amount in return. The lender checks the purity of gold and determines its weight based on which the market value of gold is evaluated. As per the rules, loans against gold can be sanctioned up to  80 percent of the evaluated value of gold. After evaluating the value of gold, the documents are verified and you are good to go for getting the cash for...

  Everyone wishes to have a car. Cars will provide you with the most comfortable way of traveling from one point to another. As the cost of brand new cars is high, it becomes a bit difficult for all to purchase a brand new car. So, what is the solution to this messy situation? The most reliable answer is to invest in a second-hand car. Even as new car sales have slowed down in the recent past, the pre-owned car market has continued to grow over the past year and is larger than the new car market now. According to a recent report, in 2018-19, while new car sales were recorded to be at 3.6 million units, 4 million second-hand cars were bought and sold.  Buyers tend to buy used cars by taking a loan as it simply makes financing a used car more affordable. Buying a used car also reduces the charges of becoming upside down on a loan, where you owe more than the car is worth. Since used car provides accessibility to a broader range of credit types, the   second-hand car loan ...